Third-Party Administration Services

TPA Services Built
for the Saudi Market

Trusted by Leading Saudi Insurers

Saudi Innovation. Global Claims Expertise

Built for the Kingdom’s Evolving Insurance Ecosystem

Waypoint Systems Arabia is a Saudi-licensed Third-Party Administrator headquartered in Riyadh. Formed as a joint venture between global TPA specialist Waypoint Systems and Innovation House Group Holding, we bring together world-class claims capabilities with local accountability, cultural fluency, and regulatory excellence.

Our services are designed to support insurers and partners in meeting rising customer expectations, operational efficiency goals, and Vision 2030 financial sector objectives.

Our Client Segments

Flexible engagement models designed for insurers, MGAs, captives, brokers operating in the Kingdom and across the GCC.

Insurers

Claims Administration for Modern Insurers

We support Saudi insurers by efficiently managing claims, policy administration and customer servicing — enabling you to reduce loss adjustment expense, meet Insurance Authority service-level expectations, and refocus capacity on core underwriting and Saudisation-driven growth.

Managing General Agents (MGAs)

Scalable Claims Support for MGAs

We power your claims infrastructure as an extension of your brand — delivering delegated authority expertise, scalable operations, and the consistency your carrier partners expect.

Captives & Self-Insured Corporates

Smarter Risk Management for Self-Insured Organisations

International Reinsurers

Specialist Claims Solutions for Reinsurers

Specialist claims handling, bordereaux management and Insurance Authority regulatory compliance for reinsurers participating in Saudi treaties. Our local-market operational expertise improves efficiency, transparency and performance across complex, delegated and syndicated risks.

Brokers

Operational Support for Growing Broker Networks

By streamlining administration, and delivering expert operational support, brokers can focus on client relationships and growth in a fast-evolving Saudi insurance market.

Aggregators & Fintechs

Digital Claims Infrastructure for Fintech Innovation

Our digital solutions are built for the Saudi fintech landscape — extensive integration options, lightweight partner effort, and seamless cross-sell of value-added covers along the customer journey, supporting the Kingdom's cashless and digital economy goals.

What We Specialise In

Protection plans and insurance products we administer for the Saudi market:

Motor Extended Warranty

Device Extended Warranty

Device Accidental Damage

Guaranteed Asset Protection (GAP) Insurance

Tyre & Alloy Wheel Insurance

Key Insurance

Eyewear Insurance

Roadside Assistance Coordination

Smart Repair

Pre-Warranty Inspection Assessments

Why Saudi Insurers Choose Waypoint

Speed

Fast and measurable settlement timelines aligned with Insurance Authority consumer protection standards.

Scale

Operational capacity designed to support high-volume claims across all 13 administrative regions.

Network

600+ approved workshops, repair centres, and inspection partners throughout the Kingdom.

Compliance

PDPL-compliant infrastructure with Saudi-hosted systems and Insurance Authority-ready audit trails.

Frequently Asked Questions

Common Inquiries Answered

TPA is the outsourcing of claims handling to a specialist provider that manages the full lifecycle — from first notification of loss to settlement — under agreed governance, service levels and Insurance Authority regulatory requirements.

We provide TPA services across motor, devices, GAP, tyre & alloy, eyewear, key insurance, roadside assistance and selected affinity products tailored to the Saudi market.

We are a joint venture between Waypoint Systems — a global TPA operating across the Middle East, Africa and Asia — and Innovation House Group Holding (IHGH), the operational and strategic core of Bidaya Holdings' insurance and financial services portfolio. The structure gives partners both international claims expertise and a committed Saudi institutional shareholder.

Yes. We are licensed and regulated by the Insurance Authority (IA) of the Kingdom of Saudi Arabia and registered under Commercial Registration No. 1009117685, with our head office in Riyadh.

Yes. Our policy administration, claims management and vehicle onboarding platforms integrate via APIs and secure data feeds with insurer cores, dealer management systems and aggregator platforms — ensuring seamless reporting and operational transparency.

By raising service standards, accelerating digital adoption, growing Saudi talent through Saudisation, and supporting insurer partners in delivering the customer experience expected of a world-class Saudi financial sector under the Financial Sector Development Programme.

Implementation timelines depend on portfolio size and integration scope. Our structured onboarding programme typically delivers a live, Insurance Authority-compliant TPA arrangement within 8 to 12 weeks for standard motor and device portfolios.

Ready to Transform
Your Claims Operations?

Partner with Waypoint Systems Arabia for scalable, compliant, and customer-focused TPA solutions designed for the Saudi market.