Complaint Procedure

Our Commitment

Waypoint Systems Arabia for Insurance Claims Settlement LLC, a Third-Party Administrator authorized and regulated by the INSURANCE AUTHORITY (IA), is committed to providing a high standard of service. If we fall short, we want to hear from you. We handle all complaints fairly, promptly, and transparently in accordance with Insurance Authority Complaints Regulations.

What Is a Complaint?

A complaint is any written or verbal expression of dissatisfaction relating to our conduct, products, or services, where a response or resolution is sought. This includes:

  • The sale or advice process for TPA insurance claims registrations / settlement
  • Delays or errors in policy issuance or documentation
  • Claims handling, outcome, or delay
  • Customer service conduct
  • Billing or payment matters
  • Data privacy or handling concerns

How to Submit a Complaint

Email complaints.ksa@waypoint-arabia.com
Telephone +966 11 512 8057
(Sunday to Thursday)

When submitting your complaint, please include: your full name, national ID or policy number, a clear description of the issue, the outcome you are seeking, and any supporting documents

Complaints Service Level Agreement

1

Acknowledgement – Within 2 Business Days

We will acknowledge receipt of your complaint in writing and assign a dedicated complaints reference number.

2

Investigation – Within 15 Calendar Days

A qualified complaints handler will review your case, gather relevant records, and liaise with any involved parties (e.g., underwriter, claims team).

3

Final Response – Within 30 Calendar Days

We will issue a Final Response Letter setting out our decision, any remedial action offered, and your right to escalate. In complex cases, we will notify you of any extension with a revised timeline.

4

Escalation to Insurance Authority – If Unresolved

If you remain dissatisfied after our Final Response, or if we have not resolved your complaint within 30 days, you have the right to refer your complaint directly to the INSURANCE AUTHORITY (IA) through its Financial Consumer Protection Department.

Escalation to Insurance Authority

Insurance Authority Website ia.gov.sa
Insurance Authority Mobile App Available on iOS and Android
Unified Number 800 1240551

Record Keeping

All complaints and their outcomes are recorded and retained for a minimum of 10 years. Complaint data is reviewed periodically to identify service improvements and is reported to Insurance Authority in accordance with regulatory reporting obligations.

Complaints Department

For complaints or customer escalations, please contact:

Telephone +966 11 512 8057
Business Hours Sunday to Thursday, 9:00 AM – 5:00 PM (Saudi Arabia Time)
Anti-Fraud Department
Telephone +966 11 512 8057
Business Hours Sunday to Thursday, 9:00 AM – 5:00 PM (Saudi Arabia Time)

All submissions related to complaints, whistleblowing, and anti-fraud reporting will be handled with confidentiality and in accordance with internal compliance and governance guidelines.